Sales-based payments No credit checks One fixed fee
Growth capital for sellers
How it works
Easy application
Eligibility is based on sales history. Plus, no credit checks
One fixed fee
No interest. No late fees
Sales-based payments
They’re based on a fixed percentage of sales.
Grow your business
You can use Parafin growth capital for inventory, packing supplies, shipping, marketing, and more.
Funding in a few clicks
You just need to verify your bank account and business information. After you finish your application, funds can be available in as little as 1 business day.
Merchant cash offers and advances from Parafin are not extensions of credit or loans and they may not be used for personal, family, or household purposes.
Parafin is a business financing provider that was founded with the mission to grow small businesses and focuses on providing fast, easy access to capital. Through our partnership with Amazon, Parafin is offering cash advances to eligible Amazon.com sellers.
How is my funding amount determined?
Offers are determined by your sales on Amazon.com. That means growing your sales can help increase the amount of funding you qualify for.
Based on sales from e-commerce sites like Amazon.com, Shopify, Walmart, and eBay, sellers may be eligible to increase their offer amount.
How do I know if I’m eligible to apply for a cash advance?
If your business is eligible to apply for a cash advance, you'll see the option card on your Seller Central homepage. You can also look out for emails with details of financing options when they are available.
Does this cash advance affect my credit score?
No. Accepting a merchant cash advance does not affect your credit score. We do not run credit checks.