Share data to create offers
Upon receiving merchant information, Parafin will assess candidates, create offers, and collaborate with you to present offers to eligible businesses.Better underwriting
Parafin employs cutting-edge, AI-powered underwriting focused on business performance rather than credit scores, broadening access to capital. This is crucial for minority-owned businesses, which have historically faced challenges in obtaining financing.Parafin handles the day-to-day
After a merchant accepts their offer, Parafin handles everything from customer support to servicing and everything in between. Platforms maintain oversight into the capital program through a dedicated dashboard.Strengthen your connection with merchants
Unlike traditional banks or lenders, Parafin integrates seamlessly with your platform and adopts your branding. That means merchants are deepening their relationship with you, not a third party.Deep dive on the tech
Check out our developer docs
for more information on how embedding the program and data sharing work.