More than infrastructure

Parafin goes beyond building blocks. We provide the crucial connective fabric that makes financial services robust and enduring.

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Underwriting

We’ve built a best-in-class underwriting engine. Our sophisticated machine learning model is powered by data from over 2 million small businesses to determine eligibility and terms.

Origination

We created a sleek, native UI that embeds seamlessly into your existing platform experience.

KYC & compliance

We absorb risk and ensure that our products are compliant with various government regulations.

Capital markets

We handle the complexity of capital markets for you. By partnering with some of the largest banks, we ensure a steady flow of funds to support your customers.

Support

Our premier support team provides exceptional service. From the consideration to funding stage, we work side-by-side with customers.

All in a single integration

We supply more than a framework. In addition to the foundation and building blocks, we provide the crucial connective fabric that makes financial services robust and enduring.

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Launch on your terms

Choose the integration path that fits your roadmap. Whether you want to go live with no code, embed hosted components, or build a custom experience, we provide the tools and support to make it happen.

No code

Go live with zero engineering work
Create pre-approved offers through a self-serve dashboard
Share Stripe or Plaid data to automate offers and email marketing

Low code

Embed our pre-approved offer component with a few lines of code
Pair it with a marketing program tailored to your customers
Use our toolkit with best practices and templates to get started

Custom

Build a fully tailored integration using our APIs and webhooks
Control how offers are displayed and delivered
Match your platform’s design and support your customers’ experience

¹Loans and lines of credit are issued by Celtic Bank.

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²Parafin is a financial technology company, not a bank. Cash Account and banking services provided by Column N.A. ("Column"), Member FDIC. Parafin is not an FDIC-insured depository institution. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in Cash Accounts are eligible for FDIC insurance up to $250,000 per depositor, for each insurable capacity in which the account is held. Spend Cards are issued by Column, pursuant to a license from Visa U.S.A. Inc. Spend Cards are powered by Marqeta. Approval is not guaranteed and is subject to checks. Terms and conditions apply. See here for more information regarding the Spend Card and here for more information regarding the Cash Account.  